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HomeMy WebLinkAboutSSAP012715Administration Chris Clayton, City Manager Deanna Casey, City Recorder Community Development Tom Humphrey, Director Finance Bev Adams Director WORK SESSIONS ARE INTENDED FOR DISCUSSION. NO ACTION WILL BETAKEN Human Resources ON THE AGENDA ITEMS AND NO DECISIONS WILL BE MADE. NOORAL OR Barb Robson, Director WRITTEN TESTIMONY WILL BE HEARD OR RECEIVED FROM THE PUBLIC. Parks and Public Works Matt Samitore, Director Jennifer Boardman, Manager Police Kris Allison Chief CITY OF CENTRAL POINT Central Point Study Session City Hall 541-664-3321 January 27, 2015 City Council Mayor Hank Williams I. REG ULAR MEETING CALLED TO ORDER -6:00 P. M. Ward I Bruce Dingier 11. DISCUSSION ITEMS Ward 11 Michael Quilty A. Long Term Financial Plan Ward III Brandon Thueson Ward W III. ADJOURNMENT Allen Broderick At Large Rick Samuelson Vacant Administration Chris Clayton, City Manager Deanna Casey, City Recorder Community Development Tom Humphrey, Director Finance Bev Adams Director WORK SESSIONS ARE INTENDED FOR DISCUSSION. NO ACTION WILL BETAKEN Human Resources ON THE AGENDA ITEMS AND NO DECISIONS WILL BE MADE. NOORAL OR Barb Robson, Director WRITTEN TESTIMONY WILL BE HEARD OR RECEIVED FROM THE PUBLIC. Parks and Public Works Matt Samitore, Director Jennifer Boardman, Manager Police Kris Allison Chief A CENTRAL POINT City of Central Point Long Term Financial Plan DRAFT January 2015 I es GROI p 7525 166th Avenue NE, Suite D-215 Redmond, WA 98052 T: 425.867.1 802 I F 425 867 1937 I ri, enlire repair I, made it readily recyclacle materials, including Pie oronce wire driding and Pie Iron[ and deck cover w rici are made Iran past-con,urner recycled pla,11c cattle,. Firm Flead ecrters Serving the Western U. S. ��4`FCS GROUP iedrnx IIov. r Ler lei and Canada since 1988 Solution>Ori:ni.tl(onsJGn /62 65 Avek_ Aashrrr, 142-96/.902 Site J 2 ' 1 -03.94 .6643 �e Im Dr J, A Y ir jl Dr 990-2 AI ska 19L/ 2420669 January 26, 2015 Bev Adams, Finance Director Citv of Central Point 140 South Third Street Central Point, Oregon 97502 Subject: Draft Long Term Financial Plan Dear Ms. Adams: Attached is our draft report on the results of our Long Term Financial Plan. Please review the draft, and once you, the other project tear members, and the elected officials have completed the review, we can set a time to discuss any changes or clarifications that are needed. We want to thank you and all the City staff for their assistance and participation in helping us gather information for the study. If you have any questions, please feel free to contact me at (425) 867-1802 extension 228. Sincerely, Peter Moy Principal C Iq cl Cenlrcl Po nl, Oregcn Jonjorq, 2015 LCng Teri F nCnC CI PICn Pagel TABLE OF CONTENTS CHAPTER I: INTRODUCTION.......................................................................................................... 1 City Background 1 The FY 2015 Budge} . CHAPTER III: HISTORICAL FINANCIAL TRENDS.......................................................................... 14 Observations 18 CHAPTER IV: LONG TERM FINANCIAL FORECASTS.................................................................. 19 City Financial Challenges 19 Key Assumptions 19 The Baseline Scenario 20 Fee and Rate Increase Scenario 22 Economic Growth Scenario 23 Property Tax Rate Increase Scenario 24 Conclusions and Recommendations 25 APPENDIX A: NACSLB BEST BUDGETING PRACTICES SELF-ASSESSMENT -:4 FG.S GROUP DRAFT C Iq CI Cenlrcl Pc rd Oregcri Lcrig Teri f ncric cl Plcri Jcnjcrq, 2015 nage I CHAPTER I: INTRODUCTION Although the City of Central Point has successfully navigated the recent recession by utilizing a variety of tools and techniques common to short-term reduced revenue situations, the City believes that it can be less reactive and more strategic in its financial planning. To help it improve decision making and be more strategic, the City initiated a process to develop a long range financial model and plan that will help it be more strategic, resilient, and sustainable. To assist the City with this effort, it engaged FCS GROUP to help create a financial modeling tool for the City's major activities that includes five major City funds: General Fund, Street Fund, Building Fund, Water Fund, and Stormwater Fund. As part of developing the financial model and plan, FCS GROUP'S approach included the following: • Meeting with City management to discuss the financial model elements and plan, • Interviewing each department head about the department's future program and financial issues, • Identifying best financial practices, • Reviewing preliminary forecast results with the City Manager and Finance Director, • Providing a financial forecasting model, training, and model documentation, and • Making presentations to City management and the City Council. We want to acknowledge the staff assistance and support from City department managers, especially the City's Finance Director Bev Adams. This financial forecast and plan identifies best practices, the City's use of such practices, General Fund trends, and different forecast scenarios. CITY BACKGROUND The City of Central Point was incorporated in 1889 and currently includes an area of 3.52 square miles and has a population of over 17,000. The City is located in the northwest part of Jackson County and borders Medford, the largest city in the county. According to the City, the City's physical development has been relatively slow and has for many years retained a rural community atmosphere. However, a building boom in Southern Oregon significantly altered the landscape of the community with housing and commercial projects creating population growth and impacting the need for services that accompany growth. The national economic recession resulted in no significant growth in either population or residential and commercial projects. The regional economic base is tied to agricultural tourism healthcare transportation, and manufacturing. The City provides a range of services including police protection, construction and maintenance of the City's streets, storm drains, water facilities, building inspection, planning, economic development, parks, and recreation. The City operates under a council-manager form of government, and the City Council consists of a mayor and six council members. The mayor serves as the ceremonial head of the City, a voting member of the Council, and the presiding officer of the meetings. An organizational chart of the City's government is shown in Exhibit 1. •:;A FC.S GROUP DRAFT C Iq CI Cenlyd Pc rd Oregcri Lcrig Teri f ncric cl Plcri Jcnjcrq, 2015 cage 2 Exhibit 1 City Organizational Chart vo� The FY 2015 Budget The basis for the financial forecasts is the FY 2015 budget, and different scenarios have been created based on this budget. In FY 2015, the five funds analyzed as part of this financial plan represent 73% of the City's financial resources and support almost all the services provided by the City. Other City funds include the debt service fund revenues, reserve fund, the HTCTF fund, capital improvements fund revenues, and internal services fund revenues. Exhibits 2 through 6 show a summary of the adopted FY 2015 budgets for the five funds included in this plan. It should be noted that all of the FY 2015 budgets show that expenditures exceed revenues and fund balances are being used to compensate for the gap. Return to Agentla S;AFC.S GROUP DRAFT C Iq cl Cenlyd Po ril, Oreacri Jcrijory, 2015 Exhibit 2 General Fund Revenue Category Budget Taxes* 56,239,942 Licenses & Fees 59,500 Intergovernmental 497,100 Charges for Service 994,500 Fines & Forfeitures 105,000 Interest 32,500 Miscellaneous 137,000 Use of Fund Balance* 419,158 Total Revenues* 58,484,700 *Rm- -d Esl—tc Expenditure Category Budget Administration 5701,100 City Enhancement 198,500 Technical Services 548,400 Mayor & Council 61,250 Finance 775,600 Parks* 793,350 Recreation 522,740 Planning 403,850 Police* 4,180,910 Interdepartmental 95,000 Transfers 44,000 Contingency 160,000 Total Expenditures* $8,484,700 *Revised Esli—ue Exhibit 3 Building Revenue Category Budget Permit Fees $144,500 Interest Income 1,500 Use of Fund Balance 29,600 Total Building Fund Revenues 5175,600 Expenditure Category Budget Personnel Services 5156,300 Total Materials & Services 16,300 Contingency 3,000 Total Building Fund Requirements $175,600 LCf1Q Teri F f,cri, CI Plcri oaae 3 S;A FCS GROUP DRAFT C Iq c1 Cenlyd Po ril, Oreacri Joriorq, 2015 Exhibit 4 Street Fund Revenue Category Budget Taxes $240,000 Intergovernmental 990,000 Charges for Services 550,000 Interest Income 11,000 Miscellaneous 5,000 Use of Fund Balance 329,200 Total Street Revenues $2,125,200 Expenditure Category Budget Personnel Services $406,700 Materials & Services 1,078,500 Capital Projects 255,000 Transfers Out 32,000 Street SDC Capital Projects 253,000 Contingency 100,000 Total Street Fund Requirements $2,125,200 Exhibit 5 Water Fund Revenue Category Budget Total Charges for Service 2,885,500 Interest Income 6,000 Miscellaneous Revenue 10,000 Use of Fund Balance 297,800 Total Water Revenues 3,199,300 Expenditure Category Budget Personnel Services $664,900 Materials & Services 1,770,800 Capital Projects 210,000 Debt Service 392,600 Water Operations 'Capital Projects 3,038,300 Water SDC Capital Projects 16,000 Contingency 145,000 Total Water Fund Requirements $3,199,300 LCf1Q Teri I f,cri, CI Plcri oaae 4 S;A FC'.S GROUP DRAFT C Iq cl Cenlrcl Po ril, Oregcri Jcrijory, 2015 Exhibit 6 Stormwater Fund Revenue Category Budget Total Charges for Services $841,150 Interest Income 4,000 Use of Fund Balance 49,500 Total Stormwater Revenues $894,650 Expenditure Category Budget Stormwater Operations Personnel Services $239,550 Materials & Services 404,100 Capital Projects 62,000 Debt Service 9,000 Stormwater Quality Materials & Services 62,000 Capital Projects 50,000 Stormwater SDC Capital Projects 25,000 Contingency 43,000 Total Stormwater Requirements $894,650 LCf1Q Teri F f,cri, CI PIcri oape5 Return to Agenda S;A FG.S GROUP DRAFT C Iq CI Cenlrol Pc rd Oregcri Lcrig Ter r f ncric cl Plcri Jcnjcrq, 2015 nage 6 CHAPTER II: BEST PRACTICES As part of this financial plan, best practices for local government financial planning and budgeting were identified to find opportunities for enhancing and adding to the City's long range financial health and policy framework. As resources become more limited and demands for continuing quality City services remain constant or increasing, the City might need to take steps to improve its budget policy framework, process, and the information needed to make budget and financial decisions for the long term, especially for the General Fund. The Government Finance Officers Association (GFOA) and the National Advisory Council on State and Local Budgeting are primary organizations that have identified best practices for improving governmental finance and budgeting. The GFOA's mission is to enhance and promote the professional management of governments for the public benefit by identifying and developing financial policies and practices and by promoting them through education, training, and leadership. The National Advisory Council has recommended budget practices that provide a framework for improving local government budgeting. GFOA recommends that all governments regularly engage in long term financial planning, and GFOA identified the following planning elements and essential steps for long term financial planning. • Long term financial planning combines financial forecasting with strategizing. It is a highly collaborative process that considers future scenarios and helps governments navigate challenges. Long term financial planning works best as part of an overall plan. • Long term financial planning is the process of aligning financial capacity with long term service objectives. Financial planning uses forecasts to provide insight into future financial capacity so that strategies can be developed to achieve long term sustainability in light of the government's service objectives and financial challenges. • Many governments have a comprehensive long term planning process because it stimulates discussion and engenders a long range perspective for decision makers. It can be used as a tool to prevent financial challenges, stimulate long term and strategic thinking, develop consensus on long term financial directions, and communicate with internal and external stakeholders. • Time horizon — A plan should look at least 5 to 10 years into the future. Governments may elect to extend their planning horizon further if conditions warrant or out. • Scope - A plan should consider all appropriated funds, but especially those funds that are used to account for the issues of concern to elected officials in the community. • Frequency - Governments should update long term planning activities as needed in order to provide direction to the budget process, though not every element of the long range plan must be repeated. • Content - A plan should include an analysis of the financial environment, revenue and expenditure forecast, debt position and affordability analysis, strategies for achieving and maintaining financial balance, and plan monitoring mechanisms such as scorecard or key indicators of financial help. •:;AFC.S GROUP DRAFT C 1, CI Cenlrcl Pc rd Oregcr, Lcrig Terr f ncric cl Plcri Jcnjcrq, 2015 nage 7 • Visibility - The public and elected officials should be able to easily learn about long -tern financial prospects of the government and strategies for financial balance. Hence governments should devise an effective means for communicating this information through either separate plan documents or by integrating it with existing communication devices. GFOA also recommends that all governmental entities use some form of strategic planning to provide a long-term perspective for service delivery and budgeting thereby establishing links between authorized spending and broad organizational goals. The City adopted a strategic plan, Forward, Fair City Vision 2020, in 2007. GFOA noted that an important complement to the strategic planning process is the preparation of a long term financial plan, ideally prepared concurrently with the strategic plan. For the best practices, this chapter's focus is on budgeting practices, financial policies, capital planning, and performance measures. BEST BUDGETING PRACTICES The Government Finance Officers Association and seven other state and local government associations created the National Advisory Council on State and Local Budgeting (NACSLB) in 1995. The Council's charge was to develop a set of recommended practices in the area of state and local budgeting. The NACSLB developed a comprehensive set of processes and procedures in 1997 that define an acceptable budget process. The recommended practices advocate a goal -driven approach to budgeting that spans the planning, development, adoption, and execution phases of the budget. The GFOA continues to support these practices and has issued several other long range planning practices. According to the NACSLB, a good overall budget process does the following: • Incorporates a long term perspective, • Establishes linkages to broad organizational goals, • Focuses budget decisions on results and outcomes, • Involves and promotes effective communication with stakeholders, and • Provides incentives to government management and employees. The NACSLB`s overall framework consists of four principles and twelve budgetary elements. Within each element, specific budget practices are identified and recommended, and overall there are more than 50 budget practices identified. The following shows just the principles and budgetary elements. Principle A. Establish broad goals to guide government decision making. • Element 1 - Assess community needs, priorities, challenges and opportunities, • Element 2 - Identify opportunities and challenges for government services, capital assets, and management, and • Element 3 - Develop and disseminate broad goals. Principle B. Develop approaches to achieve goals. • Element 4 - Adopt financial policies, • Element 5 - Develop programmatic, operating, and capital policies and plans, • Element 6 - Develop programs and services that are consistent with policies and plans, and • Element 7 - Develop management strategies. Principle C. Develop a budget consistent with approaches to achieve goals. •:;AFC.S GROUP DRAFT C 1, CI Cenlyd Pc N, Oregcri Lcrig Terr f ncric cl Plcri Jcnjcrq, 2015 nage 8 • Element 8 - Develop a process for preparing and adopting a budget, • Element 9 - Develop and evaluate financial options, and • Element 10 - Make choices necessary to adopt a budget. Principle D. Evaluate performance and make adjustments. • Element 11 - Monitor, measure, and evaluate performance, and • Element 12 - Make adjustments as needed. Based on a self-assessment of all the above practices, the City could make improvements to its budget policies, process, and document by refining some of its current practices and by instituting new practices with regard to its financial policies (see the Financial Policies section). Appendix A includes the City's self-assessment. There are three areas that may be important to the City in the near future: • Adopting financial policies, • Capital planning, and • Monitoring, measuring and evaluating performance. Besides the NACSLB's best practices for budgeting, the Government Finance Officers Association has a Distinguished Budget Presentation Awards program to recognize governmental agencies that utilize their budget documents as an effective communication tool to meet the needs of their constituents, media, and policymakers. The program is designed to encourage and assist state and local governments to prepare budget documents of the very highest quality that reflect both the guidelines established by the National Advisory Council on State and Local Budgeting and the GFOA's best practices on budgeting and to recognize individual governments that succeed in achieving that goal. The program has 31 evaluation criteria that measure the information in and presentation of the document according to four key area~: policy document, financial plan, operations guide, and communications device. The goal of these criteria is to define standards for a budget that presents comprehensive financial information to the public in simple, non-technical language. The City currently shows in its budget its GFOA Financial Reporting Award, which is associated with its Comprehensive Annual Financial Report and not its budget. The GFOA criteria present a multi-year, quantifiable, and goal -oriented budget structure. According to the criteria, information should not be limited to the upcoming budget period, but should also reflect on past and current performance to provide adequate context to the reader. Descriptions of objectives, issues, initiatives, and program alterations should, when possible, be quantified to identify impacts to the budget presented. Goals for departments, divisions, programs, and activities should be expressed as both quantified short -tern plans and long -tern objectives, and they should be linked to overall City goals. Performance measures illustrating both workload demands and goal achievement should be included where possible and applicable. As a policy document, GFOA believes that the budget should describe the priorities and issues that drive the direction for the coining year. Overall goals for the City should be referenced throughout departmental plans to demonstrate consistent execution of stated objectives in all departments, divisions, programs, and activities provided. Goals should be both short and long-term plans, with short -tern goals that have quantifiable objectives. To fulfill GFOA's criteria as a financial plan, the budget must describe key financial data in understandable, summary level formats, covering all funds. Computing budget projections to past and current periods is inundated in nearly all criteria. The document must strike a balance between maintaining a "budget in brief' format and providing enough information to be complete without dwelling on technical detail. •:;A FG.S GROUP DRAFT C Iq cl Cenlrcl Po rd Oregcri Jonjorq, 2015 LCnQ Teri F nCnC cl PICn Oape9 The operations guide aspect of budgeting requires the City to clearly describe and quantify performance for departments, divisions, programs, and activities. Budget figures, objectives, budget issues and changes, and performance measures should be provided for the major services of each department and/or division. Information at the program or activity levels should relate not only to department goals but also to Citywide objectives defined within the budget document. Finally, the budget, as a communications device, should be presented in a manner designed to speak to a public audience interested in the management of the City. The document should strive for a clean, simple layout and professional look. Information should be readily available and easy to find. Most importantly, it should focus on the needs of the intended audience and speak to their requirements, excluding technical detail but providing complete, consistent information. FINANCIAL POLICIES One of the initial steps in a long term financial plan is to adopt financial policies that establish the framework for the City's overall approach to its financial practices and management. For the past several years, the City has developed financial policies as part of its budget process, and these financial policies have provided the foundation for the City's budget decisions and related financial practices. As part of the annual budget process, the City's department heads, the Mayor, and City Council adopt budget goals and policies in January and based on these policies and priorities, the various City department directors prepare their budgets. Once the budget is prepared by the end of April, the budget is then submitted to the City's Budget Committee for review, modification, and recommendation. The Budget Committee consists of the Mayor, City Council members, and seven citizens. The City includes its financial management policies with the budget. The City's FY 2015 budget. the financial policies provided guidance on thefollowing broad categories • Cash Management, • Accounting, • Operating Budgetary policy, and • Fund Structure and Fund Balance. From an overall policy framework, the City's policies generally address many of those identified by the Government Finance Officers Association. In 2002, GFOA recommended developing financial policies that it considered fundamental to the budget process. These fundamental policies include financial planning, revenue, and expenditure policies. For financial planning policies, GFOA recommended that, at aminimum, such policies should address defining balanced operating budgets and disclosing when a balanced budget is not planned or will not occur. Another key element is having long range planning policies that support a financial planning process that assesses the long tern financial implications of current and proposed operating and capital budgets, budget policies, cash management and investment policies, programs, and assumptions. The third financial planning policy area is an asset inventory that inventories and assesses the condition of all major capital assets. For revenue policies, GFOA policy recommendations seek to provide stability and to avoid potential service disruptions caused by revenue shortfalls. At a minimum GFOA recommends that jurisdictions should (I) encourage revenue diversification to handle fluctuations in individual revenue sources, (2) identify the manner in which fees and charges are set and the extent to which they cover the cost of service provided, (3) discourage the use of one-time revenues for ongoing expenditures, and (4) address the collection and use of major revenue sources that a jurisdiction considers unpredictable. •:;A FC.S GROUP DRAFT C Iq CI Cenlrol Pc rd Oregcri Lcrig Terr f ncric cl Plcri Jcnjcrq, 2015 page 10 For expenditure policies, GFOA recommended that jurisdictions adopt policies that (I) specify the appropriate uses for debt and identifies the maximum amount of debt and debt service that should be outstanding at any time, (2) establish a prudent level of financial resources to protect against the need to reduce service levels or raise taxes and fees due to temporary revenue shortfalls or unpredicted one-time expenditures, and (3) compare actual expenditures to budget periodically and take action to bring the budget into balance, when necessary. The City has recognized the importance of adopting financial policies and has for the most part developed financial policies recommended as part of the NACSLB`s budget practices. Under the "adopt financial policies" element there are several types of policies recommended by the NACSLB. The financial policies include the following: • stabilization funds, • fees and charges, • debt issuance and management, • debt level and capacity, • use of one-time revenues, • use of unpredictable revenues, • balancing the operating budget, • revenue diversification, and • contingency planning. Of the above types of policies, the City has not yet developed policies regarding stabilization funds, use of one-time revenues, use of unpredictable revenues, and revenue diversity. The City's debt management policies could also be supplemented. There are two recommended practices for establishing debt policies. The first practice is to adopt policies that guide the issuance and management of debt. The types of policies should include the proposes for which debt may be issued, the matching of the useful life of an asset with the maturity of the debt, limitations on the amount of outstanding debt, types of permissible debt, structural features, including payment of debt service and any limitations resulting from legal provisions or financial constraints, refunding of debt, and investment of bond proceeds. The second practice is to adopt a policy on the maximum amount of debt and debt service that should be outstanding at any one-time. These policies should provide for different policies for general obligation debt, debt supported by government enterprises, and other types of debt such as special assessment bonds, short-term debt, variable rate debt, and leases. Examples of the NACSLB's practices are provided on the GFOA's website. For example, a debt management policy established limits on the amounts of unlimited tax general obligation debt and limited tax general obligation debt. The policy was to have no more than .75% of the City's taxable assessed valuation as unlimited tax general obligation debt. For the limited tax general obligation debt, the total limit is 1% of the city's taxable assessed valuation, and annual debt service cannot be greater than 10% of the annual General Fund revenues. CAPITAL PLANNING Besides general budgeting best practices, capital planning is also an important area to address and was mentioned by several City departments as a key future issue. There are two GFOA best practices that apply to the City: capital planning policies and coordinating economic development and capital planning. GFOA believes that policies designed to guide capital planning help assure that a juri sdicti on's unique needs are fully considered in the capital planning process and that effective policies can also help a government assure the sustainability of its infrastructure by establishing a process for •:;A FC.S GROUP DRAFT C Iq c1 CeOrd Po rd Oregcri Jcrijory, 2015 LCflg Teri I f1cri, CI Plcri page I I addressing maintenance, replacement, and proper fixed asset accounting over the full life of capital assets. According to GFOA, capital planning policies should provide, at a minimum the following: • A description of how an organizations will approach capital planning, • A clear definition of what constitutes a capital improvement project, • Establishment of a capital improvement program review committee, • A description of the role of the public and external stakeholders in the process, • Identification of how decisions will be made in the process including a structured process for prioritizing need and allocating limited resources, • A requirement that the planning process includes an assessment of the government's fiscal capacity so the capital plan is based on what can be realistically funded rather than being simply a wish list, • A procedure for accumulating necessary capital reserves for both new and replacement purchases, • A policy linking funding strategies with useful life of the asset including when debt can be issued, • A requirement that a multi-year capital improvement plan be developed and that it include long term financing considerations and strategies, • A process for funding to ensure that capital project funding is consistent with legal requirements, • A requirement that the plan include significant capital maintenance projects, and • Provisions for monitoring and oversight of the CIP program, including reporting requirements and how to handle changes and amendments to the plan. As pan of the City's strategic plan, there are several areas where capital planning is critical to implementing several goals in the plan concerning downtown revitalization and beautification, managing growth and infrastructure, recreation, and transportation elements. GFOA identified best practices concerning economic development and capital planning and include the following elements: • Alignment with the organization's goals and objectives, • Timing of economic development and capital planning projects, • Value public infrastructure as an economic development strategy, • Opportunities for having developers fund capital assets, • Impact of development on existing assets and ongoing maintenance, • Use of economic development tools to fund capital projects (e.g. redevelopment districts), • Debt resulting from either economic development or the capital improvement program, • Administrative aspects of economic development agreements, and Coordinating economic development strategies with other initiatives (e.g. master plans, the City's comprehensive plan, long term financial plan). The NACSLB's best practices for capital planning include the following. • Adopt policies and plans for capital asset acquisition, maintenance, replacement, and retirement, • Develop a capital improvement plan that identifies its priorities and time frame for undertaking capital projects and provides a financing plan for those projects. The plan, including both capital •:;A FG.S GROUP DRAFT C Iq c1 Cenlrcl Po rd Oregcri Jcrijory, 2015 LCflg Teri f f1cri, CI PIcri page 12 and operating costs should project at least five years into the future and should be fully integrated into the overall financial plan, and • Monitor, measure, and evaluate capital program implementation. PERFORMANCE MEASURES GFOA recommends that program and service performance measures be developed and used as an important component of the long term strategic planning and decision making. GFOA encourages all governments to use performance measures as an integral part of the budget process. GFOA believes that when used in the long term planning and goal setting process and when linked to an organization's mission, goals, and objectives, meaningful performance measures assist government officials and citizens identify financial and program results, evaluate past resource decisions, and facilitate qualitative improvements in future decisions regarding resource allocation and service delivery. The NACSLB`s budget practices for performance measures are: • Develop and utilize performance measures for functions, programs, and/or activities, • Periodically evaluate the performance of the programs and services it provides, and • Performance measures, including efficiency and effectiveness measures, should be presented in basic budget materials, including the operating budget document. Although the current budget identifies key objectives, performance measures and goals, it is difficult to determine the level of service provided, the effectiveness of the City's use of resources, and the demand for services. The measures are more oriented toward processes, tasks, activities, and outputs rather than service levels. To understand the balance between efficiency and effectiveness, more quantitative performance and workload measures are necessary to identify and determine the cost and level of service and to increase accountability. For example, the Police performance measures involve reduced liability, increased efficiency, and accuracy of records, evidence control, and timesheets. GFOA recommends the following for performance measures: • be based on program goals and objectives that tie to a statement of program mission or purpose, • measure program outcomes, • provide for resource allocation comparisons over time, • measure efficiency and effectiveness for continuous improvement, • be verifiable, understandable, and timely, • be consistent throughout the strategic plan, budget, accounting and reporting systems and to the extent practical, be consistent over time, • be reported internally and externally, • be monitored and used in managerial decision-making processes, • be limited to a number and degree of complexity that can provide an efficient and meaningful way to assess the effectiveness and efficiency of key programs, and • be designed in such a way to motivate staff at all levels to contribute toward organizational improvement. •:;A FCS GROUP DRAFT C Iq CI Cenlrol Pc rd Oregcri Lcrig Ter r f ncric cl Plcri Jcnjcrq, 2015 page 13 CONCLUSIONS AND RECOMMENDATIONS Compared to policies and practices recommended by the Government Finance Officers Association and the National Advisory Council on State and Local Budgeting, the City has established a good policy framework that has helped guide the City through some difficult economic times. The future challenge for the City is to address its capital needs in a comprehensive manner, to develop the information needed to refine its operating budget decisions, and to monitor performance. To complete its policy framework and meet best practices, we recommend the following: • Refine existing financial policies and develop additional financial policies concerning revenues as needed according to best practices, • Establish more specific debt issuance and management policies as well as policies concerning debt level and capacity, • Adopt policies and plans for capital asset acquisition, maintenance, replacement, and retirement, • Develop an overall capital improvement plan that identifies priorities and time frames for implementing capital projects and provides a financing plan for those projects. The plan, including both capital and related operating costs, should project at least five years into the future and should be fully integrated into the overall financial plan, • Identify cost effective opportunities where performance, efficiency, and effectiveness measures can be developed and included as part of the basic budget materials and budget document, and • Improve the budget document, where appropriate with best practices, and consider applying for the GFOA's budget award in the future. Return to Agentla •:;A FCS GROUP DRAFT C Iq CI Cenlrol Pc ril, Oregcri Lcrig Teri F ncric cl Plcri Jcnjcrq, 2015 page 14 CHAPTER III: HISTORICAL FINANCIAL TRENDS To provide a perspective about the City's past financial performance, an analysis of the City's financial trends was conducted for the City's General Fund by reviewing the past ten fiscal years plus the FY 2015 budget. The General Fund is the City's largest fund and supports many of the City's basic services such as police, parks, recreation, planning, and the City's administrative and support services. Between FY 2005 and FY 2012, the City's annual General Fund revenues exceeded expenditures except for FY 2006, but since 2012, the City has operated at a deficit in 2012 and 2013 and had a slight surplus in 2014. FY 2015's budget also includes a planned deficit where estimated revenues are less than the budgeted expenditures. Exhibit 7 shows the trends since FY 2005. $1=0,000 Se o00 000 S? 111000 %,111000 5s o00 000 Exhibit 7 11 Year History of General Fund Revenues and Expenditures FY2005 FY2006 FY 2007 FY2009 FY 2009 FY 2010 FY 2011 FY 2012 FY2013 FY 2014 FY2015 ButlRe� —E,11d i 1-1 —Revenues With the surpluses before FY 2012, the City increased its fund balance before having to rely on its General Fund balance to maintain services since FY 2012. According to the City staff, the City has been working over the years to stabilize the General Fund balance during its budget deliberations. Compared to the budgeted ending fund balances, the City has, however, managed to increase the fund balance in several years and achieve higher actual fund balances. As shown in Exhibit 8, the budgeted ending fund balance has been between about $1.7 million to $2 million, while actual ending fund balances have been between $2.2 million to $3.3 million. S;A FG.S GROUP DRAFT C Iq cl Cenlrcl Po ril, Oregcri Jcrijory, 2015 Exhibit 8 FY 2005-2015 General Fund Balances Sa o00'000 $3,500,000 $3,000,000 $2,500,000 $2,000,000 9, 100,000 $1,000000 $Seoeee LCflg Teri F f1cri, CI PIcri page 15 50 FY 2005 FY 2006 FY 2007 FY 20H FY 2009 FY 2010 FY 2011 FY 2012 FY 2013 FY 2014 FY 2015 —A[Wal Entling Pontl Balanre—Butlgeletl Entling F -I Balanre Butlgef Over the past I I years the following revenue and expenditure trends have occurred: • Compared to total General Fund revenues in FY 2005, the FY 2015 budgeted revenues are almost 58% higher ($5,0410,771 compared to $7,950,600). Over the past ten years the average annual growth rate in General Fund revenues was 4.9%, but most of the growth occurred between FY 2005 and 2008 before the economic recession. The average growth during this period was about 13% per year, while from FY 2009 to 2015, the average annual growth rate was about 2% per year. • Besides a 9% average revenue growth in taxes between FY 2005 and 2008, charges for services grew at an average of 42% per year during the sane period. The revenue growth was caused by large revenue increases from overhead charges to other funds, planning fees, and recreation fees. Since FY 2008, the fee revenues in these categories started to significantly decrease. The average annual revenue growth in taxes decreased to about 3%, while the average annual growth in charges for services averaged -2%. For example, planning fees were about $59,000 in FY 2005, peaked at $122,300 in FY 2007 and were at $5,500 in FY 2013. Recreation fees were at $168,000 in FY 2005, peaked at $220,600 in FY 2008, and dropped to $63,200 in FY 2013. • Overall, taxes have represented an average of 74% of all General Fund revenues, while charges for services averaged about 14%. Intergovernmental revenues averaged 6%. Exhibit 9 shows the proportion of revenues by category. •:;A FCS GROUP DRAFT C Iq cl Ce ,Ird Po ril, Oregcri Jcrijory, 2015 Exhibit 9 Percentage of General Fund Revenues by Category LCflg Teri F f1cre CI Plcri page 16 alts elts 11-1 FY 200S FY 2006 FY 2007 FY 2008 FY 2009 FY 2010 FY 2011 FY 2012 FY 2013 FY 20 14 FY 20 1S • Overall, compared to FY 2005 General Fund expenditures are 71% higher in FY 2015 (54,910,950 compared to $8,409,700). The average annual increase in expenditures during the period was about 6%. About 50% of the increase in total General Fund expenditures has been related to the Police Department which has also averaged about 49% of the annual General Fund expenditures. Other areas that have increased compared to FY 2005 involve Technical Services, Finance, Parks, and Recreation. Technical Services and Finance did not exist in FY 2005 and were established as separate units in FY 2006. Exhibit 10 shows the percentage of annual expenditures by service over the past eleven years. Exhibit 10 Percentage of General Fund Expenditures by Service 110, ��111111111 If 100S Ff 2006 2007 200, Ff 20. 2010 2011 Ff 2012 201, 201, Ff 201S Bldglt -:4 FCS GROUP DRAFT C Iq cl Cenlrcl Po Ill , Oregcri Jonjorq, 2015 LCng Teri F nCnC cl PICn page 17 • Most General Fund expenditures are for personnel services, which have averaged about 65% of annual expenditures during the past I I years. Materials and services have averaged about 31% of annual expenditures. Exhibit I I shows the percentage of expenditures by category over the past II years. Exhibit 11 Percentage of Expenditures by Cost Category - - FY2005 FY 2006 FY 2007 FY 2008 FY 2 009 FY 2010 FY 2011 FY 2 012 FY 2013 FY 2014 FY 2 015 • As previously mentioned, the City's General Fund had only one deficit year prior to FY2012, but since then, it has had two actual years and currently has a budget where expenditures exceeded revenues. Overall, during the eleven year period, General Fund revenues have increased at an average of about 5% per year, while General Fund expenditures have increased at an average of 6% per year. However, the City has avoided deficits because it has been reducing its overall staffing levels for all funds, including the General Fund. Since the FY 2007 peak in staffing, the City has reduced its staffing level by 15%. Exhibit 12 shows the total City FTEs for the past ten years. Exhibit 12 Total FTEs FY 2006-2015 10 00 11 SO 77 8SSO 82 SO 80. .00 72 SO 7000 IS 00 FY 2)06 FY 2007 FY 2)08 FY 2009 FY 2010 FY 2)11 FY 2012 FY 2)1� PY2014 PY201S -:4FC.S GROUP DRAFT C Iq CI Cenlrol Pc rd Oregcri Lcrig Terr f ncric cl Plcri Jcnjcrq, 2015 page 18 OBSERVATIONS As previously mentioned, the City had an economic growth spurt between 2005 and 2008, but when the recession occurred and revenues associated with the economic growth were lost, the City survived by reducing its staffing levels. Because of those reductions and other budget management strategies, the City was able to generate surpluses between FY 2007 and FY 2012 that has allowed it to offset deficits in the past few years. Other trends show the following: • The City is more dependent on property taxes now than during the economic growth period when charges for services were increasing primarily because of planning fees, overhead charges, and recreation fees, • Personnel costs continue to represent the largest expenditure category, • Funding deficits are becoming more common in recent years even though the national economy has improved, and • It appears that after all the staff reductions following the recession, the City might now be at a point where the staffing levels are at the minimum levels to support the City's desired levels of service. The current budget, however, still shows an imbalance between revenues and expenditures, which indicates that a systemic problem might exist. Return to Agentla •:;AFC.S GROUP DRAFT C Iq cl Cenlrcl Po ril, Oregon Jonjorq, 2015 LCng Teri F nCnC cl PICn page 19 CHAPTER IV: LONG TERM FINANCIAL FORECASTS To help the City understand whether its General, Building, Street, Water, and Stormwater Funds can be sustainable in the future, long term financial forecasts were developed for the next ten years. As part of the forecasts, primarily for the General Fund, several different scenarios were forecast to help the City understand the impacts different strategies might have on the City's financial firture and sustainability. Although the financial model can be used to forecast many different scenarios, the City identified four different scenarios. The scenarios include a baseline scenario and three scenarios that modify revenues to match expenditures. Scenario descriptions are the following: The Baseline Scenario - No change in property tax rate or fees, includes the 3% Measure 50 assessed value increase, no new expenditures from FY 2015 except for an added police officer and Parks Master Plan, no utility rate increases except Water's recently adopted increase, and no capital improvement funding in future years. Fee and Rate Increase Scenario - No change in property tax rate, includes the 3% Measure 50 assessed value increase, new public safety and parks fees, Water, Street, and Stormwater rate increases based on CPI, and includes future capital improvements over the next four years. Baseline Economic Growth Scenario —Needed increase in assessed value without the Measure 50 limitations to avoid General Fund deficits, Water, Street, and Stormwater rate increases based on CPI, and includes future capital improvements. Baseline Property Tax Rate Increase Scenario — An increase in the property tax rate to avoid General Fund deficits, includes the 3% Measure 50 assessed value increase, Water, Street, and Stormwater rate increases based on CPI, and includes future capital improvements. CITY FINANCIAL CHALLENGES As part of developing this financial plan, the City's management staff was interviewed to discuss their perspectives about future financial issues and challenges related to their departments. From those discussions, the following general themes emerged: • City revenues are not keeping up with inflationary costs, • The City is facing new or increased costs in areas such as communications and dispatch and health insurance, and • Investments in new equipment and City infrastructure are needed, but funding is not available. KEY ASSUMPTIONS The scenario forecasts include several basic assumptions that generally apply to all the scenarios. The following describes the assumptions. •:;AFC.S GROUP DRAFT C Iq C I Cenlrol Pc rd Oregcn Lcng Ter r f ncnc cl Plcn Jcnjcrq, 2015 page 20 • The baseline revenues and expenditures are based on the FY 2015 revised budget where that property taxes are based on more recent estimates after the budget was adopted. • Starting fund balances for the FY 2015 budget are based on the actual balances from the audited financial statements as of June 30, 2014. • No new or additional costs, services, or staffing are added to any of the scenarios. Where departments have indicated potential or desired additions, they have been noted in the scenario discussions. • All the scenarios include the following annexations, their development, and the timing when they will start adding to the property tax base: White Hawk (FY 2017), North Village 1 (FY 2018), North Village 2 (FY 2018), North Village 4 (FY 2016), Beebe Woods (FY 2016), Dairy Queen (FY 2016), Walgreens (FY 2016), and Cardmoore Annex (FY 2016). Estimated new utility accounts are added to the base with each annexation. No additional costs to provide services to these areas have been identified at this time. • The Consumer Price Index (CPI) increases are based on a 10 -year sample of CPI -U for smaller western cities from the Bureau of Labor Statistics. All personal services costs increase by the CPI of 2.17%. • Benefit increases are based on a 10 -year sample of the BCL (Employment Cost Index) for benefits from the Bureau of Labor Statistics. All benefit costs increase by the ECI of 4.34%. • The baseline property tax rate is $4.47 per $1,000 of assessed value. Property tax revenues are based on the Measure 50 limit (3%) and all other General Fund revenues are assumed to be the same as estimated for the FY 2015 budget. Interest income for all funds is based on the average return from the Oregon Short Tenn Fund managed by the State Treasurer's Office. • Except for property taxes, all other General Fund revenues remain constant over the ten year period. • Building Fund revenues increase by the CPI. • City overhead charges are based on the FY 2015 charges to the Street, Water, and Stormwater Funds and are increased annually by the percentage increase in the expenditures of the overhead departments. • Utility rate revenues are based on the average revenue per account. The recent Water Fund rate increase is included in the revenues starting FY 2016 as is the cost increase in Medford water purchases. • Capital projects for the Street, Water, and Stormwater Funds for the next four years were provided by Public Works. Capital costs have been inflated by the Engineering News Record Construction Cost Index. Project funding is based on an assumption that system development charges will pay for 20% of the Street Fund projects and 15% for the Water and Stormwater Fund projects. THE BASELINE SCENARIO The Baseline Scenario represents a financial future with constrained revenues because there are no changes in the property tax rate, General Fund fees, and utility rates. At the same time, personnel costs are increasing at inflationary rates, and there are no capital projects. It is assumed that annexations help to add additional revenues, but have no currently identified costs. In this scenario, the forecasts show the following: •:;A FCS GROUP DRAFT C Iq CI Cenlrcl Pc nI, Oregcn Lcng Teri f ncnc cl Plcn Jcn2crq, 2015 page 21 IS Because the General Fund was already budgeted at a deficit for FY 2015, the General Fund continues to operate at a deficit requiring the use of its fund balance to offset the difference between revenues and expenditures. As soon as FY 2017, the minimum fund balance will begin to drop below the 20% of revenues policy level. At the end of the ten year period, the General Fund will have used all of its fund balance and will have a negative fund balance. IS Like the General Fund, the Building Fund will also continue to operate at a deficit requiring the use of its fund balance to offset the difference between revenues and expenditures. This still occurs even though fee revenues are assumed to increase by the CPI. By FY 2019, the minimum fund balance will begin to drop below the 25% of revenues policy level, and by FY 2021 all of its fund balance will be used resulting in a negative fund balance. This assumes that building activity is not increasing. IS For the Street and Stonnwater Funds, they can support their operations at the current rates and will generate a surplus that could be used to support capital improvements. IS For the Water Fund, the baseline scenario includes the recent rate increase as well as the 5% increase in Medford water purchase. The fund can support its operations, but with the debt service for the reservoir, the Water Fund will start operating at a deficit in FY 2023. Exhibits 13-17 show the revenue and expenditure summaries for the different funds. Exhibit 13 General Fund Baseline Scenario Exhibit 14 Building Fund Baseline Scenario FY MIS MIS ryMIS -MIS FY MIS M17 F. MI MIS FY MISMISrvMIS MM sY MM WO nW21-MSS FYM -- 'Y MM 924 'Ymea-MM 10.5599 S S S I<8 <]] S S 151 527 S 154 e`8 S 7811 S 151811 S Nt0 S I t ICM S 1ID3 5 S Ihf 3f5 S S Ih]]C4 S S S S S 1]82)1 i". Nei tl�anAeln'yQ�l[� � 122X`7 12] 133 181815 185599 19150.3 195871 2^$ID 231.5 211139 213323 219!35 2192"2 2252]8 Ner ipe ril✓itl bald ice ee 1737231 19FI] 196561 P72e81 '27111 '38321 i9t 352551 '2.2891 '9.9251 t42 184) (90.5661 1 "ju, 1.1 497 - 424 1,0 424 000 424 000 424 000 424 1,0 424 000 424 000 424 000 424 01, 424 1,0 '248231 '693861 E-iJ, QlugiJb,10 S 155616 S 126959 S 96621 S 646. S .371 S 14 927] S 142211] S '0961 S F, j 105 01, 105 1,0 105 000 105 000 105 000 105 1,0 105 000 105 000 105 000 105 01, 105 1,0 01, T-1 . b7 7�b9 -9 ,. aye 1,. 9. c 1 1 1 1 ..11 1 1 4� 1 e, 1 "-� Exhibit 14 Building Fund Baseline Scenario Exhibit 15 Street Fund Baseline Scenario FY]ma.]ms FY]msaNf FY]NL]N] FY2N].2N8 FY2018.20191Y2019.2MO FY2WN2O11Y2WI.2W2 FY2O2.2O3 FY2=-2 4 FY2W4.2o9 Reven�a $ 1 818 656 10145 14 101AID18 1151527 1Nb1018 %137 18571811 10TbID9 189ID18 1ObIDZ Re.awa S S 10.5599 S S S I<8 <]] S S 151 527 S 154 e`8 S 7811 S 151811 S Nt0 S I t ICM S 1ID3 5 S Ihf 3f5 S S Ih]]C4 S S S S S 1]82)1 i". Nei tl�anAeln'yQ�l[� � 122X`7 12] 133 181815 185599 19150.3 195871 2^$ID 231.5 211139 213323 219!35 2192"2 2252]8 Ner ipe ril✓itl bald ice ee 1737231 19FI] 196561 P72e81 '27111 '38321 i9t 352551 '2.2891 '9.9251 t42 184) (90.5661 (927]]1 NQ1 ris 1111 IJ balame $ 1649372 182,92 155616 126959 966]1 6461 37828 14.92]1 la2]l1) 182961 '248231 '693861 E-iJ, QlugiJb,10 S 155616 S 126959 S 96621 S 646. S .371 S 14 927] S 142211] S '0961 S 1124Nu S 11693861 S 12164631 Exhibit 15 Street Fund Baseline Scenario FY]ma.]ms FY]msaNf FY]NL]N] FY2N].2N8 FY2018.20191Y2019.2MO FY2WN2O11Y2WI.2W2 FY2O2.2O3 FY2=-2 4 FY2W4.2o9 Reven�a $ 1 818 656 $ 1 819109 $ 1 N5 591 $ 1 SK 964 $ I See 362 $ 1 749169 $ 1654215 $ 1 657277 $ 1 Nb 21 $ 1 89 253 $ 1 8661 b E.p7enoi Lia 2025 23] 1 .1395 1516773 1532234 1549377 156649 1584353 1 bZS% 1 6220. 1641 421 1662446 Nei tl�anAeln'yQ�l[� � t'�l (2365441 3V325 .1511 3016. 293.995 .2750 26979 254379 2VVD A21TW 233414 7eAinninA'� no b7�—' 1737231 153069 1.83. 2157W3 20.59554 2753.539 3036299 3.6151 3.5�/tJ+�17-7j)473i1 4023p3 EIO1n{1'N). balance $ 1530 657 $ 1649372 $ 2152893 $ 2459554 $ 2753539 $ 3036299 $ 3336151 $ 35.531 $ 3797341 $ 409373 $ 412379 C Iq cl Cenlral Po rll, Oregcrl Jonborq, 2015 Exhibit 16 Water Fund Baseline Scenario LCnQ Teri I nCnC cl PICn page 22 FY 10141015 FY 10151016 FY 10161017 FY 1017-3018 FY 1018.1019 FY 1019.20M FY 20M -20D FY 20D -20M FY 20T6109 FY 1029.10N FY 20N -20N I., -'e, $ 28995. $ 2956597 $ 2x0648 $ 3C17796 $ 3C595K $ 30 iC 5 $ 1'-9!389 $ 3C996Y $ 1'-99990 $ 1106126 $ 3ICC C61 -_<_ 0543. 2891 5]5 29215T 212465 21843% 181745 351327 3.6s. dJti2. 3161pW 19873E e'h',-,"dL'"'e 11548.! 65821 592.8 653. 74,19 666. 46662 12866 (23 29C 1688811 (999>1 n4 le ne bo onaa 1791 ..1 196381 17016. I76s. 1.6211 1900?5 19670. 2C1C7C 2C259S1 2X2646 1 941 7. me nV lend eo onaa $ 1 96381 $ 17C16. $ 176073. $ 1626211 $ 1900?5 $ 196-73. $ 2C1C7C $ 2C25931 $ 2X2646 $ 1941765 $ 1 8417306 Exhibit 17 Stormwater Fund Baseline Scenario FYM14ID15 FYM15ID16 FYM16ID17 FYM17ID1B FYMM5 19 FYM191010 FY101010'[1 FY10'[1� FYAii1 3 FY10'[310'[0 FY10'[01 Re+e— $ 8415C b 847439 b 655226 b B66.9h b 879558 $ 88785 b 892419 b 893/5 b 894223 b 8479 b 895285 E'penda'ee 851 w 71uC 724 7t4 734.0 705183 755913 76709 77fl478 790341 .2hIC 815]0! do pe In hind balance 163:01 132.9 136073 132 .2 134075 131937 1254. 1 15 127 IC38. 92177 79 9. ud B a nR fmid balance &9.5 843T511CA.7 .3 123 1.37.11 15C5C. I. 90 1742d 5t 1b495. 1941 t. E, d' �Nfund balance $ 841 $ 9]1 090 $ I I X] $ 123888 $ I?]1113 $ 1 5C5 uCb 16"f6090 $ I b9D b Ib09p66 $ 19016E3 $ 2.IH8 FEE AND RATE INCREASE SCENARIO The Fee and Rate Increase Scenario represents a financial future with no change in the property tax rate, but increases in General Fund revenues because the City will charge S3 more for its parks and recreation and public safety fees. The City estimates that these fees will annually generate S456,000 in additional General Fund revenue. The Street, Water, and Stormwater Funds also slightly increase their revenue by increasing their rates by the CPL. At the same time, personnel costs are increasing at inflationary rates, and capital projects are now included over the next four years for the Street, Water, and Stormwater Funds. Again annexations are assumed to help add additional revenues without any currently identified costs. There are no changes to the forecast for the Building Fund in this scenario, and it is not included. The forecasts for the General Fund and the Street, Water, and Stormwater Funds show the following: • In contrast to the Baseline Scenario, the forecast shows that with the additional fee revenue the General Fund can avoid future deficits and maintain and increase the desired fund balance. However, any capital improvements as a result of the Parks Master Plan are not included. • The Street Fund shows positive operating results even with the capital projects, but the costs for resolving deferred street maintenance at about $250,000 per year are not included. With the inflationary increase in the rate, there is not enough money to fund the street maintenance costs in the next four years. • For the Water Fund, rates are increased by the CPI after FY 2016 and the recent rate increase. The increases will initially not be enough to support both the anticipated capital projects and the Fund's existing debt service during the next four years. • The Stormwater Fund's forecast is similar to the Water Fund where CPI rate increases will initially not be enough to fund all of its capital projects during the next four years. Return to Agentla •:;A FCS GROUP DRAFT C Iq cl Cenlral Po nl, Oregcri Jonjorq, 2015 Exhibit 18 General Fund Fee Increase Scenario LCnQ Teri F nCnC cl PICn page 23 .2014- 15 F.201-2016 F.201-2017 F.201-2018 F.201.20„ 1. uuvamu 1.2.51.1 1.2.1— ly2 -- 1.2 -z.. 1.2.41 . Exhibit 19 Street Fund Rate Increase Scenario 014-2015 FY 2015 -2016 FY 2016 -2017 FY 2017 -201 & FY 2019-201 ? FY 201 ?-SM0 FY SMO -202 I FY 202 1 SM2 FY SM2-SMI FY 2023-2024 FY 2024-2025 1- l—, 818 656 1 829 255 1 847 143 1 866 334 1 886 553 ' 1 934 343 1 922 8 11 1 939 426 5w 5w 5w 5w 5w 5w 5w 5w 5w 5w 1 W OW OW OW OW OW OW OW OW OW OW 1 nsge1ne os �11 192 A inn 2'4vI ,—rdo— $ $ 1 498 41 2 $ 1 3 4 79 $ 1 216 343 $ S $ 1 476 473 $ 1 863 474 $ $ $ 3 269 1 21 $ 3819 4�6 goo... a 843 15 a a a v2 137 OW 135 ow 135 ow 135 ow 135 ow 135 ow 135 ow 135 ow 135 ow 135 ow 135 ow ow ow ow ow ow ow ow ow ow ow ow ow ow ow ow ow o ow ow ow Exhibit 19 Street Fund Rate Increase Scenario 014-2015 FY 2015 -2016 FY 2016 -2017 FY 2017 -201 & FY 2019-201 ? FY 201 ?-SM0 FY SMO -202 I FY 202 1 SM2 FY SM2-SMI FY 2023-2024 FY 2024-2025 1- l—, 818 656 1 829 255 1 847 143 1 866 334 1 886 553 ' 1 934 343 1 922 8 11 1 939 426 1 956 352 1 973 594 1 991 157 21 1 012 bd. .a -.1 1 nsge1ne os �11 192 A inn 2'4vI ,—rdo— $ $ 1 498 41 2 $ 1 3 4 79 $ 1 216 343 $ S $ 1 476 473 $ 1 863 474 $ $ $ 3 269 1 21 $ 3819 4�6 goo... a 843 15 a a a v2 372 a a a a 1 2170. a 1 41 157 a 1 7. 375$ 2033858 Exhibit 20 Water Fund Rate Increase Scenario Exhibit 21 Stormwater Fund Rate Increase Scenario - $ s3 963 724$3347343$3. 845 150 a .s3.28319 3 a $ 3_..9 $ 3..2 23 $ 3,.. $ 3.. 98993 s3 676 2 22s _,7 338 1.. 3$ 1. 098 '81 21 1 012 bd. .a -.1 1 nsge1ne os �11 192 A inn 2'4vI ,—rdo— $ $ 1 498 41 2 $ 1 3 4 79 $ 1 216 343 $ S $ 1 476 473 $ 1 863 474 $ $ $ 3 269 1 21 $ 3819 4�6 Exhibit 21 Stormwater Fund Rate Increase Scenario - a 845 150 a 2 a 3 a 920 041 a 951 90' a '$ 147 e$ 1.028 520$ 1.051 410$ 1.. 3$ 1. 098 '81 21 1 012 bd. .a -.1 1 nsge1ne os �11 192 A inn 2'4vI — 1-,r goo... a 843 15 a a a v2 372 a a a a 1 2170. a 1 41 157 a 1 7. 375$ 2033858 ECONOMIC GROWTH SCENARIO In working with City management, an economic growth scenario was developed to help the City understand what type of growth is necessary to help the City make its General Fund sustainable. Because the City's major General Fund revenue source is property tax, economic growth must translate into higher assessed value growth for the City to benefit. Such economic growth might generate additional revenues from other sources, but it can also result in demand for more or -0,FC.S GROUP DRAFT C Iq CI Cenlrcl Pc ril, Oregcri Lcrig Teri F ncric cl Plcri Jcnjcrq, 2015 page 24 improved public services. One aspect of City growth that has already been accounted for in the previous forecasts is annexation. The Baseline Scenario already includes eight annexations that add small increases to the City's assessed value and property tax revenues, but do not have any currently identified costs. Because the Baseline Scenario begins with a budget where expenditures exceed revenues, the initial growth must be higher to compensate for the deficit and the impacts of inflation. Using the Baseline Scenario without Measure 50 increases (3%), Exhibit 22 shows the needed percentage increases in the City's assessed value to make the City's General Fund sustainable. Exhibit 23 shows the forecast based on percentage changes in the assessed value needed to avoid deficits. Exhibit 22 Percentage Assessed Value Growth Needed for a Balanced Budget Exhibit 23 Baseline Economic Growth Scenario FY 2015-16 FY 2016-17 FY 2017-18 FY 2018-19 FY 2019-20 FY 2020-21 FY 2021-22 FY 2022-23 FY 2023-24 FY 2024-25 .. 10.26% 2.63% I 2.17% 2.19% 2.42% I 3.19% 2B5% 2.99% 380% 381% Exhibit 23 Baseline Economic Growth Scenario PROPERTY TAX RATE INCREASE SCENARIO An alternative to economic growth and an increase in the General Fund fees is to increase the properly tax levy rate. The properly tax rate is currently $4.47 per $1,000 in assessed value, and according to the City, the maximum rate is 55.28. Like the Economic Growth Scenario, the financial model calculates the property tax rate needed to balance the budget if there are deficits. Based on the Baseline Scenario, Exhibit 24 shows what the properly tax rate needs to be for the City to have a sustainable General Fund if property tax is the only revenue source to increase. As shown in the Exhibit 24, the FY 2016 rate is the highest rate because it must compensate for the current budget year's deficit, but as the annexations occur, the rate needed is lower, and by FY 2020 the rate needed is stabilized. It should also be noted that the Measure 50 increase is included as part of the assessed value increase. Exhibit 25 shows the General Fund summary based on this scenario. S;A FC.S GROUP DRAFT .. M14 -5 .. M,.— ff M-7 ..— M8 .. m18 .y nnv.mm ff— .. mm.pz .. mm.p.., .. mm.mm .. PROPERTY TAX RATE INCREASE SCENARIO An alternative to economic growth and an increase in the General Fund fees is to increase the properly tax levy rate. The properly tax rate is currently $4.47 per $1,000 in assessed value, and according to the City, the maximum rate is 55.28. Like the Economic Growth Scenario, the financial model calculates the property tax rate needed to balance the budget if there are deficits. Based on the Baseline Scenario, Exhibit 24 shows what the properly tax rate needs to be for the City to have a sustainable General Fund if property tax is the only revenue source to increase. As shown in the Exhibit 24, the FY 2016 rate is the highest rate because it must compensate for the current budget year's deficit, but as the annexations occur, the rate needed is lower, and by FY 2020 the rate needed is stabilized. It should also be noted that the Measure 50 increase is included as part of the assessed value increase. Exhibit 25 shows the General Fund summary based on this scenario. S;A FC.S GROUP DRAFT C Iq cl Cenlral Po rd Oregcri Joriorq, 2015 Exhibit 24 Baseline Property Tax Rate Increases LCnQ Teri F nCnC cl PICn page 25 FY 2015-16 FY 2016-17 FY 2017-18 FY 2018-19 FY 2019-20 FY 2020-21 FY 2021-22 FY 2022-23 FY 2023-24 FY 2024-25 $4.78 $4.76 $4.72 $4.68 $4.65 $4.66 $4.65 $4.65 $4.65 $4.65 Exhibit 25 Baseline Property Tax Rate Increase Scenario CONCLUSIONS AND RECOMMENDATIONS As identified in the previous chapter, the current budget situation appeals to have a systemic imbalance between the revenues and expenditures needed to provide the services. The forecasts show that the Baseline Scenario for the five funds is generally not sustainable over the next ten years except for the Street Fund. However, the Baseline Scenario also assumes that there will be few or no capital projects and infrastructure investments. The Fee and Rate Increase Scenario shows that the General Fund and Street Fund remain sustainable without any new or additional capital costs. The Building Fund is not sustainable unless building activity begins to increase. The Water and Street Funds are not sustainable in the near future with the currently identified capital program. The Economic Growth Scenario shows that a large increase in this coming year needs to occur to help offset the initial gap between FY 2015's revenues and expenditures. Subsequent growth in future years is more modest and closer to the allowed Measure 50 growth. The Property Tax Rate Increase Scenario is faced with the same challenge as the Economic Growth Scenario where a large increase must occur in FY 2015 and more stable rates are needed in the future. Overall, the different scenarios show that for the General Fund some action must be taken for it to be sustainable over the next ten years. Given the region's current economy, it is unlikely that econonic growth can resolve the deficits in the near term. Consequently, fee increases or a property tax rate increase seem to be the most viable options for achieving sustainability unless the City determines that it should be providing lower levels of service in the future. For the Street, Water, and Stormwater Funds, inflationary rate increases will support the operational costs and some capital projects. To accomplish the capital improvement programs for these funds as provided for this plan, additional rate increases beyond inflation are needed, especially in the near future. For these S;A FC.S GROUP DRAFT . 2014 -5 F. 2015 M1e F. zm6— F. M72018 F. M820„ F. zm,.zoM F. 2-2- F. zM.— F.z 22— F. M-4 F.M2— CONCLUSIONS AND RECOMMENDATIONS As identified in the previous chapter, the current budget situation appeals to have a systemic imbalance between the revenues and expenditures needed to provide the services. The forecasts show that the Baseline Scenario for the five funds is generally not sustainable over the next ten years except for the Street Fund. However, the Baseline Scenario also assumes that there will be few or no capital projects and infrastructure investments. The Fee and Rate Increase Scenario shows that the General Fund and Street Fund remain sustainable without any new or additional capital costs. The Building Fund is not sustainable unless building activity begins to increase. The Water and Street Funds are not sustainable in the near future with the currently identified capital program. The Economic Growth Scenario shows that a large increase in this coming year needs to occur to help offset the initial gap between FY 2015's revenues and expenditures. Subsequent growth in future years is more modest and closer to the allowed Measure 50 growth. The Property Tax Rate Increase Scenario is faced with the same challenge as the Economic Growth Scenario where a large increase must occur in FY 2015 and more stable rates are needed in the future. Overall, the different scenarios show that for the General Fund some action must be taken for it to be sustainable over the next ten years. Given the region's current economy, it is unlikely that econonic growth can resolve the deficits in the near term. Consequently, fee increases or a property tax rate increase seem to be the most viable options for achieving sustainability unless the City determines that it should be providing lower levels of service in the future. For the Street, Water, and Stormwater Funds, inflationary rate increases will support the operational costs and some capital projects. To accomplish the capital improvement programs for these funds as provided for this plan, additional rate increases beyond inflation are needed, especially in the near future. For these S;A FC.S GROUP DRAFT C Iq CI CeOrd Pc rd Oregcri Lcrig Tear f ncric cI PIcri Jcnjcrq, 2015 page 26 three funds, capital investments are critical because the City's infrastructure are long term investments that benefit not just the City's current population, but also future generations. Delays in maintenance and repairs can result in higher future repair and replacement costs. In addition, the City should also consider how such improvements will assist the City in its economic development efforts and how projects can be coordinated and funded with the Urban Renewal Plan. Based on these scenarios and the best practices, the following actions are recommended to achieve a more sustainable financial future. • Because the City has a strategic plan, the City should assess the City's progress in implementing the plan and then determine whether the current budget reflects the City's desired progress and strategies. At that time, the City should determine if the long term financial plan reflects the strategic plan initiatives and needs to be revised. • At a mintimum, the City should take action to increase its General Fund revenues if the City wants to keep the current service levels and have a sustainable budget over time. To help diversify the City's General Fund revenues, the City should consider implementing a combination of fee increases as well as increasing its property tax rate. This combination provides some stability and equity in helping provide funding for all services that benefit the overall community and in charging for specific services. Every $.10 in the property tax rate generates $107,800, and every $1 in either a parks or public safety fee generates $76,000. • The City might want to consider increasing building fees to help initially offset the Building Fund's deficits and determine whether building activity will be sufficient in future years. Another alternative is to partially subsidize the Fund's activities with General Fund and include an amount in the fee and rate increases for that purpose. • For the Street, Water, and Stormwater Funds, the City should consider increasing rates, reviewing the timing of the capital projects, identifying any additional costs such as the deferred street maintenance costs, and incorporating these items in the next rate study for each fund. The capital projects should be incorporated as part of the City's overall Capital Improvement Plan and process as previously identified in the best practices recommendations. • The City should update the long term financial analyses and scenarios every three to five years as pan of its financial planning process. Return to Agentla •:;A FG.S GROUP DRAFT C Iq cl Cenlyd Po nl, Oregcn Jonjorq, 2015 LCnQ Teri F nCnC CI PICn Appendix A APPENDIX A: NACSLB BEST BUDGETING PRACTICES SELF-ASSESSMENT S;A FG.S GROUP DRAFT C'q of Ce,, rel Po r, Oregon Jcn,crq, 2015 Summary of City Self -Assessment on NACSLB Best Budgeting Practices Long Term rncnccl Plcn Principle l Establish Broad Coals to Guide Government Decision Making City Status Notes Element 1 Assess Community Needs, Priorities, Challenges, and Opportunities Yes Financial policy in place, addresses scone of the practices listed below, not all of them. 1.1 Identify stakeholder concerns, needs, and priorities Yes City's strategic plan 1.2 Evaluate community condition, external factors, opportunities, and challenges Yes Ongoing and annually in b Element 2 ldentili, Opportunities and Challenges (or Government Sem ices, Capital Assets, and Management Yes 2.1 Assess services and programs, and identify issues, opportunities, and challenges Yes Mgt staff during annual budgeting process 2.2 Assess capital assets, and identify issues, opportunities, and challenges Yes 2.3 Assess governmental management system~, and identify issues, opportunities, and challenges Yes Element 3 Develop and Disseminate Broad Goals 3.1 Identify broad goals Yes Council's annual goal 3.2 Disseminate goals and review with stakeholders Principle 2 Develop Approaches to Achieve Coals City Status Notes Element 4 Adopt Financial Policies Yes Financial policy in place, addresses scone of the practices listed below, not all of them. 4.1 Develop policy on stabilization funds 4.2 Develop policy on fees and charges Yes 4.3 Develop policy on debt issuance and management Yes 4.3a Develop policy on debt level and capacity Yes 4.4 Develop policy on use of one-time revenues S;AFC.S GROUP DRAFT Ci y of Cermet Poirr, Oregon Jcn,cry, 2015 Long Term "inencicl Plen 4.4a Evaluate the use of unpredictable revenues City Status Notes 4.5 Develop policy on balancing the operating budget Yes 4.6 Develop policy on revenue diversification Yes 4.7 Develop policy on contingency planning Yes Element 5 Der elop Programmatic, Operating and Capital Policies and Plans 5.1 Prepare policies and plans to guide the design of programs and services 5.2 Prepare policies and plans for capital asset acquisition, maintenance, replacement, and retirement Yes City's CIP plan Element 6 Der elop Programs and Sen ices that are Consistent with Policies and Plans 6.1 Develop programs and evaluate delivery mechanisms Yes 6.2 Develop options for meeting capital needs and evaluate acquisition alternatives Yes Water rate plan addresses this for that utilitv 6.3 Identity functions, programs, and/or activities of organizational units Yes 6.4 Develop performance measures Yes 6.4a Develop performance benchmarks Yes Element 7 Der elop Management Strategies Practices 7.1 Develop strategies to facilitate attainment of program and financial goals Yes 7.2 Develop mechanisms for budgetary compliance Yes 7.3 Develop the type, presentation, and time period of the budget Yes Principle 3 Develop a Budget Consistent with Approaches to Achieve Coals City Status Notes Element 8 Der elop a Process (or Preparing and Adapting a [Budget 8.1 Develop a budget calendar Yes S;AFC.S GROUP DRAFT Ci y of Cerrrcl Poirr, Oregon Jcn,cry, 2015 Long Term-ricncicl Plcn 8.2 Develop budget guidelines and instruction Yes Notes 8.3 Develop mechanisms for coordinating budget preparation and review Yes 8.4 Develop procedures to facilitate budget review, discussion, modification, and adoption Yes 8.5 Identify opportunities for stakeholder input Yes Element 9 Develop and Ei aluate Financia[ Options Yes 9.1 Conduct long-range financial planting In process 9.2 Prepare revenue projections Yes 9.2a Analyze major revenues Yes 9.2b Evaluate the effect of changes to revenue source rates and bases Yes 9.2c Analyze tax and fee exemptions Yes 9.2d Achieve consensus on a revenue forecast Yes S;A FG.S GROUP DRAFT City Status Notes Element 10 Make Choices Necessary to Adapt a Budget 10.1 Prepare and present a recommended budget Yes 10. la Describe key policies, plans and goals Yes 10. lb Identify key issues Yes 10. le Provide a financial overview Yes 10. Id Provide a guide to operations (budget documents should include information that provides the reader with a guide to programs and org structure to provide those programs) '? 10. le Explain the budgetary basis of accounting Yes 10.1 f Prepare a budget summary Yes 10.1 g Present the budget in a clear, easy-to-use format Yes S;A FG.S GROUP DRAFT Ci y of Cermet Poir, Oregon Jcn,cry, 2015 10.2 Adopt the budget Yes Long Term "inencicl Plen Principle 4 Evaluate Performance and Make Adjustments City Status Notes Element 11 Mannar, Measure, and Evaluate Perlarmance 11.1 Monitor, measure, and evaluate program performance Yes 11. In Monitor, measure, and evaluate stakeholder satisfaction Yes Occasional citizen survey's done 11.2 Monitor, measure, and evaluate budgetary performance Yes 11.3 Monitor, measure, and evaluate financial condition Yes 11.4 Monitor, measure, and evaluate external factors Yes 11.5 Monitor, measure, and evaluate capital program implementation Yes Element 12 Make Adjustments as Needed 12.1 Adjust the budget Yes 12.2 Adjust policies, plans, program~, and management strategies Yes 12.3 Adjust broad goals, if appropriate Yes :;pFC.S GROUP Return to Agentla DRAFT