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HomeMy WebLinkAbout448 N 5th St_20180209123116@^4llstate. You're in good hands. 1 Allstate Insurance Company PO BOX 40047 ROANOKE, VA 24022 th,IhIhl,tFt¡¡¡lI¡r¡h¡r¡r¡¡lthIt¡r,lIrl,rl,,lh¡r,hrl City of central- Point 1-40 s 3rd StCentral Poínt oR 97502-22L6 o\u dfp þ xD Polioy number: Reprint key: Transaction: 9 76 042493 t2t06 1210225300150 RENEWAT, ADDITIONAL THIRD PARTY PRoP'510003612102253001500901' MCD2 r-s 60¿Lt0t,0ç100tç¿¿01¿l @.4llstate. You're in good hands, Galante l,-amily Ins 1046 Court St Medþrd OR 97501 rhrhrr¡l,lll,ll,rililthrllilrllhtlhl.¡tI,r¡illI¡lr¡¡,¡¡¡rl ALice Lea Davis 448 N 5rh SÈCentral Point oR 97502-23L2 A new policy period is about to begin. Here are your renewal m¡terials. We're pleased to once again offer you the opporhrnity to continue your Allstate Insurance Company Deluxe Plus Homeowners policy for another year. We appreciate your business and want to remind you that you're backed by an experienced Allstate team that's ready to help you protect your family and your financial security. Your policy documents are inside. You'll find listed on the enolosed Polioy Declarations your coverages, limits, decluctibles, premiums, and any discounts you have. As you read these materials, it would be a good idea to consider wbether anything needs updating. We'd be happy to help you make su¡e that your insruauce keeps up with any changes in your life. (over) PR0P'5100036t2102253001500902'000000976042493 0/0 010 0R / Verify the inlormalion listed in the Policy Declarations, y' Pleas. call if you have any queslions, / No" you can pay your premium belore your bill ls issued - vislt allslate.com or call 1 -800-Allstate @. Yout |tutk lnsurance Check MCD2l -3 lnlormalion ¿s ol october 22,2012 RP253 Renewing your policy is easy. Here's what will happen and what you'll need to do before the beginning of your next policy period.o Please carefully check your Policy l)eclarations to make sure it accurately reflects yoru information and the choices you've made. Get in touch with your agent right away if there's anything you'd like to change.o Unless a mortgage company or lienholder pays your insurance premium for you, keep an eye out for you bill, which will include information on payment options.o If you're paying your premium using the Allstate Easy Pay Plan, you will not receive a bill. Instead, we'll send you a statement detailing your withdrawal schedule for the policy period.o Carefully read all enclosed ntaterials and store thesc documents with yr,rur other important papers. Keep in mind that the policy documents included may change each time you receive a renewal offer-please read them to make sure you know about any important information or changes related to your insurance. 'We're here to help you. Feel free to call your agent at (541) 773-4530. Or take advantage of the online services at allstale.com, where you can view your policy information and even make a payment by registering at the Allstate Customer Care Center. An{ for 24-how-a-day, 7-day-a-week service and infbrmation, just call 1 -800-ALLSTATE@ ( 1 -800-2 5 5 - 7 82íÐ. Remember, insurance is not only protection for today. It helps pave the way to a financially secure futu¡e. We're glad you're with us. 7h4",+ Thomas J. Wilson President, Allstate Insurance Company 1210225300150 41047209 Allstate lnsurance Gompany @^4llstate. You're in good hands. , RENEWAL Deluxe Plus Homeowners Policy Declarations Summary NAMED TNSURED(S) Alice Lea Davis 448 N 5rh Central Point 0R 97502-231 2 YOUR ATLSTATE AGENT IS: Galante Family lns 1 046 Court St Medford 0R 97501 c0ilïACT Y0UR AGEt'lT AT: (541) 773-4530 POLICY I'IUMBER 976 04249312t06 POLICY PERIOD Begins on Dec. 6, 201 2 at 12:01 A M. standard time, with no fixed date of expiration PREMIUM PERIOD Dec. 6,2012 lo Dec. 6,2013 at 12:01 A.M. standard time LOCATION OF PROPERTY INSURED 448 N sth, Central Point,0R 97502-2312 ADDITIONAT INTERESÏED PAHTY o City of Central Point 1 40 S 3rd St Central Point 0R 97502-221 6 TOtal Premium fOr the PremiUm PeriOd (our bit wittbe naited separatety) Premium for Property lnsured $321.24 TOÏAL i321.24 PROP'510003612102253001500903' Page 1MCD2I-3 lnlotmallon as ol 0ctober 22 ,2012 0R070RBD 0210{ Allstate lnsurance Gompany Policy Number: I ?6 042493 12106 Your Agent: Galanle Family lns (541) 773-4530 For Premium Period Beginning: 0oc. 6, 2012 POLICY COVERAGES AND TIMITS OT TIABILITY COVEBAGE AI'ID APPLICABLE DEDUCÏIBLES (See Policy for Applicable Ierms, Conditions and Exclusions) LIM¡TS OF LIABILIil Dwelling Protection - with Building Structure Reimbursement Extended Limits $123,000. $250 All Peril Deductible Applies Other Structures P rotectiono $250 AllPeril DeductibleApplies $12,300 Personal Property Protection - Reimbursement Provision. $250 All Peril Deductible Applies $92,2s0 Additional Living Expense Up To 12 Months Family Liability Protection $100,000 each ocourrence Guest Medical Protection $1 000 each person DISCOUNTS Your premium reflects the following discounts on applicable coverage(s) Renovated House 9o/o 55 and Retired Claim Free 15 % Home and Auto Protective Device Rate Applied RATING INIORMATION The dwelling is of Fire Resistive construction and is occupied by 1 family 10 o/o 35% Page 2lnlormallon as ol Octobet 22,2012 0R070R8D 02/04 Allstate lnsurance Gompany @.4llstate" You're in good hands. Policy Number: I 76 042493 12106 Your Aqent: Galanlc Family lns (541) 773-4530 For Premium Period Beginning: 0ec. 6, 20f2 Your Policy Documents Your Homeowners policy consists of this Policy Declarations and the documents listed below. Please keep these together - Deluxe Plus Homeowners Policy form 4P337 - 0R Deluxe Plus H0 Amend. End. form 4P1732-1 - Standard Fire Policy Provisions form AP17-1 - Bldg. Struct. Reimb. Ext, Limits End. form 4P357 - Oregon Amendatory End, form 4P2066 lmportant Payment and Coverage Infnmation Coverage A - Dwelling Protection includes an approximate increase of $3,000 due to the Propefty lnsurance Adjustment provision using the Marshall Swift Boeckh Publications Building Cost lndex. Coverage C - Personal Property Protecti on adjusted accordingly. Please note: This is not a request for payment, Your bill will be mailed separately, lN WITNESS WHEREOF, Allstate has caused this policy to be signed by two of its officers at Northbrook, lllinois, and if required by state law, this policy shall not be binding unless countersigned on the Policy Declarations by an authorized agent of Allstate. 7Z*/r¿,.-- tt\ou¿ t ff\.ø4tu" Thomas J. Wilson President Mary J. McGinn Secretary PRoP'5100036t21022530015009M', Page 3MCD2I -3 lnlormal¡on as ol Oclobêt 22.2012 0R070R80 0204 Allstate lnsurance Gompany PolicyNumber: 9760f249312Æ6 YourAgent: GalanlcFamilylns (541)773-f530 For Premium Period Beginning: 0ec. 6,2012 lmportant Notice @^4llstate. You're in good hands. Privacy Policy Slatemenl Thank you for choosing Allstate. We value you, respect your privacy and work hard protect your personal information. This statement is provided on behalf of Allstate lnsurance Company and the affiliates f Allstate')listed at the end of this notice We would like to explain how we collect, use and share the information we obtain about you in the course of doing business. 0ur Plivacy Assufanco. We do nol sell your personal or medical information to anyone.. We do not share your information with non-affiliate companies that would use it to contact you about their own products and services, unless permitted pursuant to a joint marketing agreement.. We require persons or organizations that represent orassist us in servicing your policy and claims to keep your information conf idential.. We require our employees to protect your personal information and keep it confidential, As you can see, protecting your personal information is important to us, ln addition to the practices described above, we use a variety of physical, technical and administrative secunty measures that help to safeguard your information. For Social Security Numbers (SSN), this includes restricting access to our employees, agents and others who use your SSN only as permitted by law: to comply with the law, to provide you with products and services, and to handle your claims, Also, our employees'and agents' access to and use of your SSN are limited by the law, our policies and standards, and our written agreements. Our privacy practices continue to apply to your information even if you cease 1o be an Allstate customer. llhat Penonallnformalion Do We Have and lMrere Do We Get lt We gather personal information from you and from outside sources for business purposes, Some examples of the information we collect from you may include your name, phone number, home and e-mail addresses, drivor's license number, social security number, marital status, family member information and healthcare information. Also, we maintain records that include, but are not limited to, policy coverages, premiums, and payment history. We also collect information from outside sources that may include, but is not limited to, your driving record, claims history, medical information and credit information. ln addition, Allstate and its busines partners gather information through lnternet activity, which may include, for example, your operating system, links you used to visit allstate.com, web pages you viewed while visiting our site or applications, lnternet Protocol (lP) addresses, and cookies. We use cookies, analytics and othertechnologies to help: . Evaluate our marketing campaigns. Analyze how customers use our website and applications. Develop new services. Know how many visitors have seen 0r clicked on our ads Also, our business partners assist us with monitoring information including, but not ltmited to, lP addresses, domain names and browser data, which can help us to better undarstand how visitors use allstate.com. How We the and Share Your Personal lnfomalion ln the course of normal business activlties, we use and share your personal information. We may provide your information to persons or organizations within and outside of Allstate. -[his would be done as required or permitted by law. For example, we may do this to:. Fulfill a transaction you requested or service your policy Page 1 PR0P'510003612',|02253001500905' MCD2 ] -3 .l I Allstate lnsurance Gompany PolicyNumber: 97604249312/06 YourAgent: GalanlaFamilylns (541)773-4530 For Premium Period Beginning: Doc. 6, 2012 . l\larket our products. l-hndle your claim. Prevent fraud. Comply with requests f rom regulatory and law enforcement authorities. Participate in insurance support organizations The persons or organizations with whom we may share your personal information may include, among others:. Your agent, broker orAllstate-affiliated companies. Companies that peform services, such as marketing, credit card processing, and performing communication services on our behalf. Business partners that assist us with tracking how visitors use allstate.com.. Other financial institutions with whom we have a joint marketing agreement. Otherinsurance companies that play a role in an insurance transaction with you. lndependent claims adjusters. A business or businesses that conduct actuarial or research studies. Those who request information pursuant to a subpoena or court order. Repair shops and recommended claims vendors The lntenet and Your lnfomation Security We use cookies, analytics and other technologies to help us provide users with better service and a more customized web experience, Additionally, our business partners use tracking services, analytics and other technologies to monitor visits to allstate.com. The website may also use Web beacons (also called 'clear GlFs' or'pixel tags' ) in conjunction with cookies. lf you prefer, you can choose to not accept cookies by changing the settings on your web browser, Also, if you would like to learn about how we gather and protect your information over the lnternet, please see our online privacy statement located at the bottom of lhe allstate.con homepage. To learn more, the allstate,com Privacy Statement provides information relating to your use of the web site. This includes, for example, information regarding:1) how we collect information such as lP address (the numberassigned to your computer when you use the lnternet), browser and platform types, domain nam0s, access times, referral data, and your activity while using our site:2) who should use our web site;3) the security of information over the lntemet; and4) links and co-branded sites. How You Gan Beview and Gonect Your Perconal lnformation Youcanrequesttoreviewyourpersonal informationcontainedinourrecordsatanytime.Todothis pleasesendalettertothe address below requesting to see your information for the previous two years, lf you believe that our information is incomplete or inaccurate, you can request that we correct it, Please note we may not be able to provide information relating to investigations, claims, litigation, and other matters. We will be happy to make corrections whenever possible. Please send requests to: Allstate lnsurance Company Customer Privacy lnquiries P.0, Box 40047 Roanoke, UA24022-0047 Your Preference fol Shadng Pelsonal lnfomntion We would like to share your personal information with one or more Allstate affiliates in order to make you aware of different products, services and offers they can provido. However, you can request that Allstate and its affiliate companies not share your personal information with our affiliates for marketing products and services. Page2 Allstate lnsurance Gompany @^4llstate. You're in good hands. Policy Number: I 76 042493 12l[6 Your Agent: Galanlc Family lns (541) 773-f530 For Premium Period Eeginning: Dce . 6,2012 To request that we not allow otherAllstate affiliates to use your personal information to market their products and services, you can contact us by calling 1-800-856-251 I twenty-four hours a day, seven days a week. Please keep in mind that it may take up to four weeks toþrocesi your request. lf you previously contacted us and asked us not to allow otherAllstate affiliates to use your personal informatiori, your previous-choice still applies and you do not need to contact us again, lf you would like to change your previous choice please call the number above at ary time, It¡ Appreciate Your Business Ihank you for choosing Allstate We understand your concerns about privacy and confidentiality and we hope this notico has been hôlpful to you, We value our relationship with you and look forward to keeping you in Good HandsÏ lf you have questions or would like more information, please don't hesitate to contact your Allstats agent or call the Allstate Customer lnformation Center at 1-800-Allstate. We reserue the right to change our Privacy practices, procedures, and terms, Allstate lnsurance Company Allslate affiliates to which this notico applies:Allstate County Mutual lnsurance Company, Allstate Finance Company, Allstate Financial Services, LLC (LSA Securities in [A and PA), Allstate Fire and Casualty lnsurance Company, Allstatepa nce CompanYt fi3{}[;ili'ål' Íu0,rb nc., Deerbroo ncoln Benefit Life Company, North Light Spacialty lnsurance Company, Northbrook lndemnity Company. Hease Note:Allstate affiliates American Heritage Life lnsurance Company, Castle Key lnsunance Company and Castle Key lndemnity Company participate in information sharing with the affiliates listed above, but have a separate privacy notice for their customers. For Galifomia residents: fursuant to Califomia law, we need to disclose to you that we would obtain your consont before sharing medical information for marketing purposBs. For Monlana residonts: funsuant to Montana law, you may also request a record of any disclosure of your medical informatlon dgl¡g tle precedìng three years, Please send róquests to: Allstate lnsurance Company Customer Privacy lnquiries P.0. Box 40047, Roanoke, VA 24022-0047 For llevada Residents: Allstate is committed to serving you when and where you prefer as we help you protect what you have today and prepare you for the future, To that end, and-a-s Nevada law requires, if you do not want t0 receive sales calls from Allstate, you have the optiontobeplacedonourinternal'donotcall'list.(Pleaéedisregardthisnoticeif youhavealreadybeenaddedtoAllstate's internal 'do not call' list.)You may make this request in the following convenient ways: . Contact your local Allstate agency. . Call 1-80O-ALLSTATE and speak with a customer representative. Visit allstate.com, click on Contact Us and send us an e-mail. Write to us at Allstate lnsurance Company, Attn: Customer Service, P.0. Box 40047, Roanoke,VA24022-0047 pROp'5100036't2102253001500906' MCD2I 3 Page 3 ln your discussiott ot corespondencu with us, plcasc bc sure to provide us with your name, address and all telephone numþers you wish to include on.our list. lf you have questions about this notice, you may contact us at the address listed above or you may also contact the Nevada Attorney General's offlce at: Allstate lnsurance Gompany Policy Number: I 76 042493 l2106 Your Agent: Galanlo Famlly lns (541) 773-fSB0 For Premlum Perlod Beginning: Oac, 6, 2012 Office of the Nevada Attorney General Bureau of Consumer Protection 555 E, Washington Avenue, Suite 3900 l-asVegas, NV89101 Phone: (702) 486-3132 Email : BCPINF0@ag.state.nv.us Please note that Allstate's'do not call' list is limited only to telephone solicitation calls. We may still contact you about your Allstate policy, billing issues, claims and other service matters. For Vermont residents: We won't share your personal information with Allstate companies for marketing purposes oxcept as allowed by Vermont law (ød.812012)X66702-1v5 F _l- l Page 4 Allstate lnsurance Gompany Policy Number: I 76 042490 12106 Your Agent: Galantc Family lns (541) 773-4530 For Premium Period Beginning: Dcc. 6, 2012 lmportant Notice @.4llstate. You're in good hands. Goverage is available with an affiliate of Allstate lnsurance Company Allstate lnsurance Company provides your current policy. Homeowners insurance also is available from an affiliate of Allstate lnsurance Company, Allstate Property and Casualty lnsurance Company. This affiliate offers homeowners insurance policies with different qualification criteria, rating factors, prices, and policyfeatures. For more information about Allstate Properg and Casualty lnsurance Company, or to obtain a quote, please contact an Allstate representative. lssues to Gonsider Before Switching Gompanies When considering which company best meets your needs, it's important to carefully consider your circumstances, options, and any potential effects on your premium. lt's a good idea to review copies of both policies before making a decision (YourAllstate representative can provide you with copies of each policy). lmpact on Your Premium It's possible that Allstate Property and Casualty lnsurance Company will provide you coverage at a lower premium today. However, the rates of Allstate lnsurance Company and its affiliates, including Allstate Property and Casualty lnsurance Company, as well as the information used to determine your premium, are subject to change at each policy period. Therefore, it's possible that while one company's rates are lower than the other's today, they may, in some cases be higher than the other company's in the future. Similarly, policy features that are available today in one company may not be available in future policy periods, and features not available today may become available. lmpact on Benefiß and Renewal Ûffers Switching to Allstate Properg and Casualty lnsurance Company would also mean the loss of certain benefits that you now qualify for, ot that you might qualiñ7 for at a later time. ln addition, the tenure you've earned with Allstate lnsurance Company will not carry over to the new company. ln some cases, this inability to carry over your tenure to the new company could limit future renewal offers from Allstate Property and Casualty lnsurance Company. Also, if you terminate your policy with Allstate lnsurance Company, you cannot go back to that company since it is not currently accepting new customers. Home Replacement Gost Estimating Tool ls Auailable A tool for estimating home replacement cost called Residential Component Technology TM (RCT) is available from Allstate Property and Casualty lnsurance Company and Allstate lnsurance Company. This tool is designed to help insurers estimate the minimum amount for which the company will insure a home. lf you request a quote from Allstate Property and Casualg lnsurance Company, RCT will be used. lf you continue insuring your home with Allstate lnsurance Company, you can request that RCT be used to estimate the replacemenl cost of your home. An RCT estimate requires you to provide information about the interior and exterior characteristics of your home. And remember that your insurance limits must be at least as high as the minimum amount determined by your insurer (although they can be higher), regardless of the estimating tool used. lt is up to you to consider whether your policy's coverage limits are appropriate for your needs. lf you'd like to know more about the information in this notice or about our other insurance products, contact you r local Allstate representative. x72044 PRoP'510003612t02253001500907' MCD2I-3 Allstate lnsurance Gompany Policy Number: 9 76 042493 12106 Your Agent: Galanto Family lns (541) 773-4530 For Premium Period Beginning: Occ. 6, 2012 lmportant Notice -il Importanl lnÍormation About Your Allstate Policy The enclosed Policy Declarations lists important information about your policy, such as your address, the location of the insured property, the coverages and coverage limits you've chosen, and mortgagee information, if applicable. Your Policy Declarations also lists any discounts and surcharges applied to your policy. Because much of the information found on your Policy Declarations is used to help us determine your premium, please be sure to review your Policy Declarations carefully each time you receive one. You may wantto add coverage, delete coverage orchange yourcoverage limits-0ryou may wantto update coverage on valuable personal items, such as jewolry or artwork. Another thing to keep in mind is that you may now qualify for discounts that you previously were not eligible to receive. For instance, in many states, Allstate offers discounts for: policyholders who are 55 years of age or older and who are no longer working; homes hat contain smoke detectors and oüer protective devices; and policyholders who insure boh their homes and autos with Allstate. Please contact your Allstate representative for additional information about discount qualifications, as well as other discounts that may be available. Making changes to your policy lf you need to make a change to any of the information listed on your Policy Declarations, please notify your Allstate representative of the change as soon as possible. With a lew exceptions, any changes will be effective as of the date you notify us. lf you have any questions aboutthis notice, orif you need to update any of the information listed on the enclosed Policy Declarations, please contact your Allstate agent or our Customer lnformation Center at 1- 80o-ALLSTATE ( 1 -800-255 -7 828). x671 06 != I Allstate lnsurance Gompany @,4llstate. You're in good hands. Policy Numbet: I76 012493 12Æ6 For Premium Period Beginning: Dcc. 6 Your Agent: Galanlo Family lns (541) 773-4530 2012 lmportant Notice Your coverage limits have been increased ìÂb are wdting to let you know that with this renewal, your Dwelling Protection (Coverage A) limits have been increased and, as a result, your premium has been increased accordingly. Your policy includes a feature ælled " Property lnsurance Adjustment'(PlA). PIA reflects changes in construction costs in your area, including matedal and labor cæts, that may have occurred during the policy period. -[his information is useful in estimating the amount of insurance cor/erage needed to cover the cæt of rebuilding your home in the event of a covered total loss. Wb would like you to know that your policy's PIA recently indicated that construction cæts in your market have increased. Based on this information, we have automatically increased your Dwelling Protection limits to reflect the estimated replacement cost of your home. \Â/hile we have increased your limits, we would like you to consider whether the changes we have made are sufficient. lt is importantforyou to understancl lhat while these estimates are based on what we believe are sound assumptions, these are only estimates, and these new limits may not prwirie sufficient corerage in the event of a læs. For example, if you have done any remodeling t0 your home which has not been updated in our records, your home's value may be higher than our current records indiæte. ln that case, you may want to increase your limits even more. Conversely, there is a pæsibility that your new limits may provide cwerage in excess of the actual replacement cost of your home. For example, if you originally insured your home based on your mortgage amount and the amount of your mortgage exceeded the estimated replacement cost, you may want to call your Allstate representative to discuss the current value of your home and the possibility of lowering your limits. lf you have any questions about this change, or if you would like to update your information or discuss any pæsible changes, please call yourAllslate representative. Together, we can help you determine the coverage limits that are right for you. x67239 pRoP'5t000361210225300t500908' lvlcD2 r -3 Allstate lnsurance Company Policy Number: I 76 0424S4 12106 Your Agent: Galanle Family lns (541) 773-4530 For Premium Perrod Beglnning: Dac. 6,2012 lmportant Notice I=Fl lnformation about Flood lnsurance Hotection against llood danage Most homeowners, renters and commercial insurance policies do not provide coverage for damage caused by floods. ln fact, protection against floods is generally available only through a separate policy. That's why Allstate is a participant in the National Flood lnsurance Program and offers standard flood insurance policies*. Aflood policy can help complete the insurance protection foryour property and help protect your financial well-being. You may need it more than you think Approximately 90% of all disasters in the U.S. are flood related. \Mrile you may think that it couldn't happen to you, over 25%of all flood losses occur in low to moderate risk areas. And because flood damage is often accompanied by otherdamage, such as wind and hail (which is typically covered under a property policy), selecting Allstate gives you the convenience and peace of mind that comes with working with iust one claim adjuster and one agent, instead of two or more. It's afÍordahle lhe fede ral government sets the rates for flood insurance, so the re's typically no difference in rates from policy to policy -you can generally switch to a flood insurance policy administered by Allslate for the same amount of premium. ll you choose Allstate, you can have the service, convenience and comfort you've come to expect f rom us. For more information about flood insurance, or if you have any questions about your policy in general, please contact your Allstate representative or visit us at allstate.com. *Allstate provides lhe standard flood insurance policy under the terms of the National Flood lnsurance Act of 1968 and its amendmenls, and Ïltle 44 ol the Code of Federal Regulations. '[ïe standard flood insurance policy is written by Alsfale for the National Flood lnsurance Program which is administered bythe Federal lnsurance Administration, part ofthe Federal Emergency l\lanagement Agency. Subjecl to availabilify and qualilicalions. Aher terms, condilions and exclusions nay apply. Page 1 Allstate lnsurance Gompany @4llstate. Policy Number: I 76 0{2493 121116 Your Agent: Galanlo Family lns (541) 773-4530 For Premium Period Beginningl 0oc. 6, 2012 You're in good hands. Information about Scheduled Personal Property Coverage Protecîlon lor your valuablæ Allstate offers Scheduled Personal Property (SPP)coverage 1o help protect your valuables. These items can include jewelry (such as engagement and wedding rings), fine art and musical instruments. Sports equipment, such as golf clubs, can also be covered by SPP. ln addition, SPP can cwer valuables stored outside of your home in a safe depæit box or bank. Aheady have SPP? Even if you currently have SPP coverage, it's a good idea to review your covenage annually. lt's pæsible that the value of your property has changed or that you have purchased new items that have not been added to your cove rage. AÍfordahle covcnge The cost of SPP coverage varies, but the value of your propefty is the best way to determine how much covenage you need -the rates are generally a small percentage of the total value of the items you're insuring. Ihis could mean that your valuables are being protected for only a fraction of the cost. To learn rnore about SFP covenge, or if you have any questions about your insurance policy in general, contact your Allstate representative, or visit us aI allstate.com. Subject lo availabiliU and qualifications. Ûther terns, conditions and exclusions may apply. N6t37N1 PRoP'510003612't02253001500909' MCD2I -3 Page2 I E=E tl @^4llstate. You're in good hands. Allstale Ins urance Company PO BOX 40047 ROANOKE, VA 24022 'thltllllll'!tl'll¡lll¡,ll¡lll¡,rrl¡¡¡rl¡l¡¡¡hrl¡l¡,¡r¡¡¡lrlh¡city of Central Point L40 S 3rd StCentral Point oR 97502-22L6 Policy number Reprint key: Transaction: 9 76 042493 12106 1201o45300t74 ENDORSEMENT ADDITIONAL THIRD PARTY PRoP'51000361201045300174040t' MCD2I-3 120101s300171 41047209 @4llstate. You're in good hands. Galqnte Family Ins 259 Barnett Rd #2 Medþrd OR 97501 riltrl,rllht¡,rl¡¡rl¡Iilrl¡,,,rl,lr¡rr¡llh¡¡rh¡ul¡t,hIhr Àlice Lea Davis 448 N 5rh SrCentraL Point OR 97502-2312 Confirming Your Policy Change We've sent along this mailing to veriff the changes to your policy that you recently requested. The changes took effect on January 04,2012. Please look over all the information in this mailing, and call us right away if you have any questions or if anything isn't exactly right. The accompanying Amended Policy Declarations includes these cbanges: An Additional Interested Party has treen added. There is no change in premium for the current premium period. The coverages and limits you carry for your property, and the costs of those coverages, are listed in detail on the enclosed Amended Policy Declarations. You can see the specific changes to your policy by comparing this Amended Policy Declarations to the Policy Declarations previously mailed to you. If you have any questions or concerns, please contact Galante Family Ins at (541) 773-453Ù---or call the Allstate Customer Information Center at 1-8OO-ALLSTATE (1-800-255-7828). Sincerely, ZZ*þ,2* Thomas J. Wilson President, Allstate Insurance Company PR0P'5100036120t0453001740402'000000976042493 070 010 0R ,/ Verity the information listed in the Policy Declarations. y' Please call lf you have any questions. y' Now you can pay your premium before your bill is lssued - visit allstale.com or call 1-800-Allstate@. Your 0uick lnsurance Check MCD2l -3 ¡nlormal¡on as ol Ja¡uzry 4,2012 EP29 1201015300171 11047209 Allstate lnsurance Gompany @.4llstate. You're in good hands. AMENDED Deluxe Plus Homeowners Policy Declarations Summary NAMED TNSURED(S) Alice Lea Davis 448 N 5th Central Point 0R 97502-2312 YOUR ATLSTATE AGENT IS: Galante Family lns 259 Barnett Rd #2 Medford 0R 97501 CONTACT YOUR AGENT AÏ: (541) 773-4530 POLICY NUMBER 976 04249312t06 POLIGY PERIOD Begins on Dec. 6, 201 1 at 12:01 A.M slandard time, with no fixed date of expiration PREMIUM PERIOD Dec. 6,2011 to Dec. 6,2012 at 12:01 A.M. standard time LOCATIO]I OF PROPERTY INSURED 448 N sth, Central Point,0R 97502-2312 ADDITIONAL INTERESTEO PARW. City of Central Point 140 S 3rd St Central Point 0R 97502-2216 TOtal Premiun f Or the Premium Ferigd ffour bit wítt be naited separatety) Premium for Property lnsured $30e,44 T()ÏAL $309.44 four policy changc(s) arc cÍlcctiyc as ol Jen. 4, 2012 PROP'5 t000361201M53001740403 ¡nlormal¡on as ol JanxÀry 1,2012 Page 1MCD2 ] -3 0R070AMD 0204 Allstate Insurance Gompany PolicyNumber: 97604249312/t¡6 YourAgenl: GalanlcFamilylns (541)773-f530 For Premium Period Beginning: Dcc. 6, 2011 POTICY COVERAGES AND LIMITS OF LIABILITY COVERAGE AND APPLICABLE DEDUCTIBLES (See Policy for Applicablo Terms, Conditions and Exclusions) LIMITS OF LIABILITY Dwelling Protection - with Building Structure Reimbursement Extended Limits $120,000o $250 All Peril Deductible Applies Other Structures Protection. $250 All Peril Deductible Applies $12,000 rl Personal Property Protection - Reimbursement Provision. $250 All Peril Deductible Applies $90,000 i= L Additional Living Expense Up To 12 Months Family Liability Protecti on $100,000 each occurrence Guest Medical Protection $1,000 each person DISCOUNTS Your premium reflects the following discounts on applicable coverage(s): Renovated House 11 % 55 and Retired Claim Free 15 % Home and Auto Protective Device Rate Applied RATING INFORMATION The dwelling is of Fire Resistive constructlon and ls occupled by 1 family 10% 35 To + Page 2 lnlorm¡lion ¡s ol Jmuary 1, 2012 0R070AMD 0201 Allstate lnsurance Gompany @.4llstate. Policy Number: I 76 042493 121116 Your Agent: Galanlc Family lns (54f) 773-4530 For Premium Period Beginning: Dec. 6, 2011 You're in good hands. Your Policy Documents Your Homeowners policy consists of this Policy Declarations and the documents listed below. Please keep these together - Deluxe Plus Homeowners Policy form 4P337 - 0R Deluxe Plus H0 Amend, End form AP1732-1 - Standard Fire Policy Provisions form AP17-1 - Bldg. Struct. Reimb. Ext. Limits End. form AP357 - 0regon Amendatory End. form 4P2066 lmportant Paymenl and Covenge lnÍorma\iun The Property lnsurance Adjustment condition applies using the Marshall Swift Boeckh Publications building cost index, Please note: This is not a request for payment, Any adjustments to your premium will be reflected 0n your next scheduled bill which will be mailed separately. ln the meantime, if you have any outstanding or unpaid bills, please pay at least the minimum amount due to assure your policy continues in force. lf you have any questions, please contact your agent. lN WITNESS WHERE0F, Allstate has caused this policy to be signed by two of its officers at Northbrook, lllinois, and if required by state law, this policy shall not be binding unless countersigned on the Policy Declarations by an authorized agent of Allstate. 7hþl*tfior¡,l ] ff\. Ø:^^ Thomas J. Wilson President Mary J. McGinn Secretary PROP'51000361201M53001740404' lnloÍmalton as ol January 1, 201 2 Page 3tvlcD2l -3 0R070AMD 02/04 állsfiate= Yanbe iugpodhands. ALLSTATE MORTGAGE REI-,ITIONS CENTER PO BOX 660649 DALI-úg, TX 75266-0649 rll¡hlll,lll¡¡l,lh¡llt'lllllhlt¡¡thtl¡¡llhhll,,l¡,¡hl,r¡ CITY OF CENTR.AL POINT 140 s 3rd StCentral Point oR 97502'22L6 Phone # (e72) e15-5254 INSURED AiID POLICY INFORMAÏION LOAN NUMBER: INSURED NAME: INSURED MAI LING ADDRESS PROPERTY ADDRESS 48 N sth ALLSTATE INSURANCE COMPANY MORTGAGEE DEC SUMMARY NONE Alice Lea Davis 448 N 5th Central Point 0R 97502-231 2 Central Point 0R 97502-231 2 L PREMIUM:$410.84 COVERAGE ÀIID APPLICABLE DEDUCTIBLES Dwelling Protection - with Building Structure Reimbursement Extended Limits. $250 All Peril Deductible Applies 0ther Structures Protection. $250 All Peril Deductible Applies pRop's0000361 104205205036010't' POLICY NUMBER: 0 87 315138 06/0s (please refer to policy number in future) CONTR0L NUMBER: s02722961560868 PREVIOUS POLICY NUM: POLICY TYPE: Deluxe Homeowners LIMIÏS OF LIABILIÍY $1 20,000 $12,000 POLICY EFFECTIVE DATE: POLICY EXPIRATION DATE DOCUMENT PRODUCED: 06t05t2011 06t05t2012 04120t2011 lnsuredPAYOR ÏYPE NEWAL - Standard Fire Policy Provisions form APl7-1 - Deluxe Homeowners Policy form AP2 - Bldg. Struct. Reimb. Ext, Limits End. form AP357 M0RTGAGEE(S) POLICY DOCUMENTS FIRST MESSAGE(S) Do not pay, lnsured has beon billed OFFICE USE SPACE MORTGAGEE SHORÏ CODE # - 0R Endorsement Deluxe Homeowners PolicyAP1730-1 - Oregon Amendatory End, form 4P2066 - Lender's Loss Payable Endorsement form AU319 CITY OF CENTRAL POINT 140 S Srd St Central Point 0R 97502-2216 =l- f I .l